Auction Buying Services
When the hammer falls you exchange contracts on the spot, and completion usually follows within 28 days. That timeline is why auction buyers line up finance, legal review, insurance and surveys before they bid, not after. Start with the service you need below.
Auction Finance
Bridging loans built for the 28-day completion deadline. Typical rates from around 0.55% per month at 70-75% LTV, with funds ready before you bid.
Read the guide →Auction Solicitors
Conveyancers who work at auction speed. Legal pack review before you bid, then completion inside the deadline once the hammer falls.
Read the guide →Legal Pack Review
A pre-bid review of the title, special conditions, searches, tenancies and lease terms. The cheapest insurance you can buy at auction.
Read the guide →Auction Insurance
Risk passes to you on the fall of the hammer, not at completion. What cover you need from exchange, and how to arrange it in advance.
Read the guide →Auction Surveys
Which survey fits an auction timeline, from desktop valuations to a full Level 3 building survey, and when each one is worth the money.
Read the guide →Auction Cost Calculator
The hammer price is only the start. Work out the true all-in cost including buyer's premium, VAT, stamp duty and legal fees before you set your maximum bid.
Try the calculator →Why speed matters at auction
A property auction compresses the whole buying process into weeks. Contracts exchange the moment your bid wins, you pay a 10% deposit on the day, and there is no cooling-off period. Completion is typically fixed at 28 days (some houses use 20 working days), and missing it triggers penalty interest and can cost you the deposit.
That is why a standard mortgage rarely works at auction, why the legal pack has to be reviewed before you bid rather than after, and why buildings insurance needs to start on auction day itself, when the risk passes to you. Each guide above covers one piece of that puzzle, with honest numbers and no sales pitch.
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